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(07) 3139 3900

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Business Insurance Specialists Pty Ltd

Business Insurance Specialists Pty Ltd is a business insurance broker providing insurance and risk advice to individuals, families, small business and corporate.

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Plant and Equipment

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Plant and Equipment Insurance Quote

Plant and Equipment Insurance for Contractors

Construction Plant and Equipment Insurance protects all types of construction equipment from forklifts and bobcats, to hole diggers, and cranes.

Insurance covers Damage, Theft and Liability arising from the use of the machines. Optional coverage is available, such as coverage for lease payments and increased costs arising from damaged machines. Due to risks relating to machinery use, we offer policies that are able to provide specific protection for these exposures.

Types of Insurance for a Plant and Equipment Insurance Policy

Plant and Equipment policies have different sections of cover. Depending on the type of machinery and tools you are using, the relevant benefits are chosen. Machinery Insurance can provide cover for:

  • Damage
  • Theft
  • Wet Hire or Dry Hire
  • Machinery Breakdown
  • Driving Risk whilst on Public Road
  • Liability whilst being used
  • Loss of Revenue
  • Lease Payment Protection
  • Agreed Value
  • Liability coverage for all business activities

What types of Equipment can be insured under a Plant and Equipment policy?

The range of equipment that can be insured is wide, and ranges from hand held devices to driven. Example of type of plant and equipment that can be insured includes:

  • Asphalt Sprayer
  • Bob Cat
  • Bulldozer
  • Cherry Picker
  • Chipper
  • Compactor
  • Concrete Mixer
  • Cranes
  • Dewatering Pump
  • Grader
  • Hired in Plant
  • Mini-digger
  • Pile Driver
  • Rock Crusher
  • Tractor
  • Turf Laying Machine

What are some benefits of Mobile Plant and Equipment insurance?

A Plant and Equipment policies provide benefits that are unique for the Construction and related industries. Insurers may agree to waive their rights of recovery, provide agreed value cover, and cover items damaged whilst “On Hook”. Loss of Revenue, Lease Payments and Increased Costs are some other benefits.

What industries normally require Plant and Equipment insurance?

The types of businesses that should consider Plant and Equipment coverage include:

  • Earthmoving/ Excavation contractors
  • Mining – Drilling/ Open Cut/ Underground
  • Builders/ Construction/ Civil construction
  • Road construction/Road works
  • Plant hire companies (dry and wet hire)
  • Concrete/ Boom operators
  • Crane operators
  • Drilling operators
  • Metal recycling plants
  • Quarry operators
  • Waste Management

Business Insurance Specialists Pty Ltd has access to all the major Australian insurers including overseas. We can provide very competitive terms for your insurance with coverage to meet your requirements.

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