• Skip to primary navigation
  • Skip to main content
  • Skip to primary sidebar
  • Skip to footer
  • Facebook
  • LinkedIn
  • Twitter

(07) 3139 3900

Business Insurance Specialists Pty Ltd Logo

Business Insurance Specialists Pty Ltd

Business Insurance Specialists Pty Ltd is a business insurance broker providing insurance and risk advice to individuals, families, small business and corporate.

  • Home
  • Products
    • Business Insurance Package
    • Construction Works
    • Commercial Property Owner
    • Corporate Travel
    • Crop Insurance
    • Cyber Insurance
    • Directors and Officers Liability
    • Farm Insurance
    • Home and Contents
    • Industrial Special Risks (ISR)
    • IT Liability
    • Management Liability
    • Marine Transit
    • Medical Malpractice
    • Personal Accident
    • Plant and Equipment
    • Prestige Motor
    • Product Recall
    • Professional Indemnity
    • Public and Product Liability
    • Residential Landlord
    • Strata Title
    • Trade Credit
    • Workers Compensation
  • Industries
    • Accountancy
    • Aged Care
    • Building and Construction
    • Corporate
    • Engineering
    • Manufacturing
    • Real Estate
  • Make a Claim
  • Pay an Invoice
  • Blog
  • Contact

Prestige Home Insurance

Contact Us
Prestige Home Quote

Prestige Home Insurance for Luxury Homes

Prestige or Luxury Home insurance provides insurance coverage for your home and contents with unique benefits in addition to your standard home insurance.

High value homes are generally those home with a value in excess of $1,000,000. For homes like this, a standard offering may not be the best fit.

As a broker, our selected insurers for this type of cover do provide superior cover. High net worth individuals with substantial assets and with luxury homes, need to consider having higher levels of cover in order to ensure they are fully protected.

Benefits found in a Prestige Home insurance policy, which are typically not provided for in alternative covers, can include:

  • Property Insurance – Guaranteed replacement with extended rebuild replacement cost coverage
  • Personal visitation by your insurer to value and assess home
  • Boat Jetties and pontoons covered
  • Professional office contents insured
  • Unregistered Golf Buggies
  • Identity Theft Personal Cyber
  • Tree removal costs
  • Substantially higher dollar value limits for
    • Fine Art and Paintings
    • Jewellery and Valuable items at home and overseas
    • Alternative Accommodation up to four years
    • Wine spoilage
    • Credit Card misuse if lost/stolen
  • Cash Settlement of Claims

With Prestige Home insurers their basis of settlement clause is slightly different and often will allow the Insured individual or family to select cash settlements at your own choice.  With standard policies, the actual method of settlement is determined by insurer.  Other differences occur when claims occur. There are many other differences.

In the event of a claim, you are provided with your own experienced Insurance Claims Consultant, who will assist you in expediting the process.

Coverage is available for mansions on estates, riverfront homes or waterfront homes facing canals or the sea, unit owners with high value contents, and houses that are unique, upscale and of high value for ultra-high net worth individuals or families.

If you would like a discussion regarding your prestige or luxury home insurance, please contact us. If in the meantime, you would like a quotation please complete our Prestige Home insurance form, and we will commence working on your cover.

Primary Sidebar

HAVE A QUERY

  • Quick Contact Form
  • Chat online
  • (07) 3139 3900

REQUEST QUOTE ON-LINE

  • Prestige Home and Contents

RELATED PRODUCTS

  • Prestige Motor Vehicle
  • Residential Landlord

Footer

BUSINESS INSURANCE SPECIALISTS

  • Blog
  • Vehicle Underwriting
  • Contract Review
  • Sum Insured Calculators
  • Industries
  • Media
  • Meet the Team
  • Insurance Terms
  • Insurance Quotes
  • Policy Types
  • Privacy Policy
  • FSG
  • NSW Stamp Duty
  • Uninsured Risk Review
  • Information Sheets

QUICK LINKS

  • Business Insurance Package
  • Construction Works
  • Crop Insurance
  • Farm Insurance
  • Liability Insurance
  • Prestige Home
  • Prestige Motor
  • Professional Indemnity

Copyright © 2021 Business Insurance Specialists Pty Ltd