Target Market Determination
Below are links to the available Target Market Determinations (TMDs) for the insurance policies we distribute through Business Insurance Specialists.
A TMD helps you understand the class of customers an insurance policy has been designed for, considering their needs, objectives, and financial situations.
If you’re not sure which TMD is the right one for your policy, please contact your broker.
Insurer TMD's
Product types: Accident and Health, Corporate Travel, Expatriate, Group Accident and Sickness, Group Journey Injury, Voluntary Workers
TMD link: Click here to access
Product types: Corporate Travel, Directors Personal Accident, Expatriate Medical Expenses, Group Personal Accident and Sickness, Inbound Medical Expenses, Individual Personal Accident and Sickness, Journey Cover, Sports Cover, and Voluntary Workers
TMD link: Click here to access
Product types: Corporate Travel, Group Personal Accident
TMD link: Click here to access
Product types: All products
TMD link: Click here to access
BIA do not plan on having any products that fall within the PDDO regime as BIA focus on wholesale products and have not identified any product requiring a TMD.
Product types: Home (SCTP), Landlords (SCTP), Motor (SCTP)
TMD link: Click here to access
Product types: Home Building and Contents, Landlords, Private Motor, Boat, Caravan, Country Pack, Farm Motor, Commercial Motor, Fleet Motor, Owner Builder
TMD link: Click here to access
Product types: A&H Corporate, Business Pack, Fine Art, Leisure Travel Insurance, Marine, Personal Lines, Strata, Business Pack (SCTP)
TMD links -
- Standard: Click here to access
- Steadfast (SCTP): Click here to access
Product types: Commercial Motor, Home Building and Contents, Landlords, Motor
TMD links -
- Commercial Motor: Click here to access
- Home Building & Contents: Click here to access
- Landlords: Click here to access
- Motor: Click here to access
Product types: Home (SCTP), Landlords (SCTP), Motor (SCTP)
TMD link: Click here to access
Product types: Home (SCTP), Landlords (SCTP), Motor (SCTP)
TMD link: Click here to access
Product type: Motor
TMD links: Click here to access
Product type: All Product Types
TMD links:
- Steadfast (As of 21 Mar 2024): Click here to access
- Standard: Click here to access
Product types: Motor Insurance
TMD link: Click here to access
Underwriting Agency TMD's
Product types: N/A
TMD link: N/A
Product types: All Parks Tourist Parks & Lifestyle Villages Insurance
TMD link: Click here to access
Product types: Gearsure Equipment Insurance
TMD link: Click here to access
Product types: Farm Extra Insurance
TMD link: Click here to access
Product types: Transport Operator Package, Taxi Operator Package, Rideshare Operator Package
TMD link: Click here to access
Product types: Business Travel, Journey Accident, Group Personal Accident & Sickness, Sports Group Personal Accident, Personal Accident & Sickness, Voluntary Workers Accident
TMD link: Click here to access
Product types: Home Building and Contents, Landlord, Motor, Business Insurance
TMD link:
- Steadfast (SCTP): Click here to access
- Standard: Click here to access
Product types: Residential Strata, Commercial Strata, Community Association, Build-to-Rent-Residential, Landlords Insurance for Strata, Contents Insurance for Strata
TMD link: Click here to access
Product types: Caravan, Motorhome, Relocatable Home
TMD link: Click here to access
Product types: Pleasure Craft
TMD link: Click here to access
Product types: Motor Vehicle, Motorcycle, Driving Instructor
TMD link: Click here to access
Product types: Accident and Health
TMD link: Click here to access
Product types: Driveline Commercial/Fleet Insurance: Comprehensive Cover, Own Damage Only Cover and Third Party Property Damage Only Cover TMD, Driveline Essential and Platinum Taxi Packages: Comprehensive Cover and Third Party Property Damage Only Cover TMD, AON Vertex Heavy Motor Vehicle Insurance: Comprehensive Cover, Theft, Fire and Third Party Liability Cover and Third Party Liability Cover Only TMD, MMA Heavy Motor Vehicle and Mobile Plant Insurance: Comprehensive Cover and Liability Only Cover TMD, Driveline Rideshare and Driveline Hire Vehicle Packages: Comprehensive Cover and Third Party Property Damage Only Cover TMD
TMD link: Click here to access
Product types: Accident and Health
TMD link: Click here to access
Product types: Heavy Motor Vehicle Fleet
TMD link: Click here to access
Product types: Mansions Executive Insurance
TMD link: Click here to access
Product types: Single Project, Contractors Plan
TMD links:
- Single Project: Click here to access
- Contractors Plant: Click here to access
Product types: Transport Pack, Fleet Motor, Equipment and Machinery, Mobile Plant and Equipment, Marine, Shipping and Delivery
TMD link: Click here to access
Product types: Boat
TMD link: Click here to access
Product types: Caravan and Motorhome, Motorcycle, Boat and Personal Watercraft, Commercial Boat, Wharves, Piles and Jetties, Home Contents and Personal Property in Transit
TMD link: Click here to access
Product types: Individual, Group, Sports PAS and Voluntary Workers PA.
TMD link: Click here to access
Product types: Personal Accident
TMD link: Click here to access
Product types: General Property, School Student Used Equipment
TMD link:
- General Property: Click here to access
- Student Used Equipment: Click here to access
- Student Theft Only: Click here to access
Product types: Fleetcare, Motor Fleet, Financial Gap Assist, Involuntary Unemployment, Accident and Sickness, Motor Excess Reimbursement, Residual Protection, Total Loss, Journey, Personal Accident
TMD link: Click here to access
Product types: Strata
TMD link: Click here to access
Product types: Farm Pack, Small Farm
TMD link: Click here to access
Product types: Strata Community
TMD link: Click here to access
Product types: Marina Facilities, Voluntary Workers Accident and Health, Private Vessel, Bluewater Vessel
TMD link: Click here to access
Product types: Industrial Special Plant, Damage, Hired-in Plant, Road Risk
TMD link: Click here to access